Case Studies

Client Testimonials

“Thank you so much for seeing me today. It was one of the best IFA meetings I have had as you genuinely concentrated on what was important as a goal for me, rather than looking at the financial solutions you have in your cupboard, as so many other IFAs do. You raised clearly that a life plan of what I want to achieve, both financially and non-financially, allows good financial planning to be possible, and you concentrated your efforts on that first."

David Gale


As an accountant with many high-net worth clients, I find it invaluable to be able to introduce clients to the Heritage team knowing they are in excellent hands from a client service perspective and will receive pro-active and sound financial advice tailored to their individual requirements. The three-way relationship we then enjoy ensures continuity in planning for a healthy, happy & secure future.”

Linda Giles, Chartered accountant, Oxon


“In 2005 we implemented an ambitious project to buy an office freehold to convert into a specialist dental referral centre. We chose the team at Heritage Financial Advisers to oversee the raising of capital, to set up a highly tax-efficient property SIPP, to put in place appropriate life and critical illness cover for us and to implement our new staff pension plan. This was all carried out with minimal disruption to our busy working lives and we were impressed with their knowledge, enthusiasm and attention to detail. We would not hesitate to recommend their services to other colleagues.”

Steve Jones BDS, MSc, MGDS, MRD and Robert Oretti BDS, MGDS, MFDS
Pentangle Dental Transformations

Click here to read about Steve and Rob’s ambitious and inspiring journey.


“Heritage Financial Advisers has taken us from a position ten years ago where we felt anxious about an uncertain future to one of happy early retirement and financial security. We are currently enjoying the best time of our lives and we could not have achieved this without their help.”

Chris Curtis


“My accountant introduced me to Peter Dunn in 1996 as I embarked on setting up my first practice. Although I only really required life assurance to protect my proposed business loans, a complete review of my very modest asset base and every policy I owned was undertaken. More importantly though, we sat down at that very early stage and outlined the aspirations I had for my business and personal life and made a commitment to review these annually. Every year since we have met for a whole day to comprehensively review the progress of my businesses, personal aspirations, net worth, living expenses, pension provision, investment portfolio and insurance policies and make new plans for the short, medium and long-term. This dynamic approach to financial planning has been critical to me as my business aspirations have grown. It has not only provided the financial flexibility to fund some quite ambitious projects but also helped me understand the impact each of these would potentially have on my life so the risk was always kept in perspective.

In between these meetings, I know I can contact either Peter or any of his colleagues for advice whenever I need it and responses are always prompt. The time I spend on paperwork is kept to the absolute minimum by the office and I am always kept informed. Despite the complexity of my portfolio, I always feel on top of things with very minimal effort and actually look forward to my annual reviews. Heritage succeed in making financial planning more than a necessity – it’s actually fun!”

Darren Hills BDS, MScD, FDSRCS(Eng), MOrthRCS(Eng), MOrthRCS(Edin)

To find out more about Darren's award-winning practice visit www.thesmilesuite.com


“We all know that as dental students we were not taught about business or investment planning.

In 1995 I met Peter Dunn of Heritage Financial Advisers and was impressed by his knowledge of financial affairs, with relevance to dentistry, and his ability to convey this information easily to a novice like me.

After an initial assessment of my position I was pleased to find that Peter always kept in touch – advising me and activating investment plans so that my net worth has almost trebled in the last five years. I can now look forward to a comfortable retirement.

Peter has always taken an interest, not just in my future planning, but in my whole family – he has almost become part of the family himself!”

David May BDS


“Heritage Finance has managed my financial affairs for several years. They have particularly helped me in planning for my retirement, so that I now have an extremely secure financial future. I have always found the team at Heritage extremely pleasant, efficient and knowledgeable, in particular Peter Dunn, who understands the problems of the dental profession, having been associated with them for about 20 years. I would advise any dentist considering financial advice to contact Heritage Financial Advisers.”

I.R. Meggitt BDS